A vertical inside Cyber and Compliance
Penetration testing for Australian FinTech
FinTech is the highest-frequency compliance buyer in the Cyber and Compliance practice. Most FinTech engagements pair APRA CPS 234 paragraph 27 with PCI DSS Requirement 11.4, and often SOC 2 CC7.1 in the same engagement where the scope supports it. Cyber Node is a FinTech Australia member, works with operators across Sydney, Melbourne, Perth, and regional Australia, and every engagement is manually led by a senior practitioner.
// Indicative pricing Web app or API from A$12k. Full-scope FinTech A$30k to A$60k. CES A$399. Fixed-price after a free scoping call. What this price actually buys →
Compliance drivers
Frameworks we scope engagements to
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Information security standard for APRA-regulated entities and their material service providers. Pen testing as evidence of control effectiveness.
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Annual manual penetration testing of the CDE, with reports suitable for QSA evidence.
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Penetration testing evidence for the security trust services criteria.
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A.8.8 technical vulnerability management and A.8.29 security testing, as updated in the 2022 edition.
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Consumer Data Right (Open Banking)
Security testing for accredited data recipients and data holders.
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Maturity assessments for FinTechs pursuing government or enterprise contracts.
Why us
What FinTech buyers actually want in a pen test
FinTech security teams have usually read more pen test reports than the vendors writing them. They know what scanner output looks like. They know what a chained-exploit business logic finding looks like. They know the difference.
Cyber Node engagements produce the second kind. Our FinTech case study (see manual penetration testing case studies) describes a BOLA issue on a production transaction history endpoint that had passed three compliance audits before we found it. That is the kind of finding that justifies the investment.
FinTech FAQ
Questions we get from FinTech buyers
A penetration test is one of several forms of evidence that support CPS 234 compliance, specifically the requirement to maintain information security capability and to test control effectiveness. Cyber Node engagements are scoped and reported with CPS 234 evidence in mind.
Annually as a baseline, with an additional test following any significant architectural change or major release. PCI DSS in-scope environments require testing at least annually and after any significant change.
Yes. Engagements for accredited data recipients and data holders are scoped against the specific CDR security obligations and the data exchange architecture.
Yes. Reports are regularly used as evidence for SOC 2 Type II attestations. We coordinate directly with your auditor where helpful.
Engagements are fixed-price. A targeted application test typically starts from AUD 12,000. A full-scope FinTech product assessment covering web, API, cloud, and identity typically falls in the AUD 30,000 to 60,000 range. Confirmed after scoping.